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اِغْتَنِمْ مَنِ اسْتَقْرَضَكَ في حالِ غِناكَ لِيَجْعَلَ قَضاءَهُ (قَضاهُ) في يَوْمِ عُسْرَتِكَ۔

Take benefit from the one who takes a loan from you in your time of prosperity so that you may take its repayment in your time of hardship.

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Take benefit from the one who takes a loan from you in your time of...

— Imam Ali a.s.
(Ghurar al-Hikam: Lending To Allah)

Personal Reflection

In the name of Allah, the Most Gracious, the Most Merciful. All praise is due to Allah, the Lord of all the worlds. May peace and blessings be upon our beloved Prophet Muhammad (), his pure progeny, and his noble companions.

The provided Hadith of Imam Ali (عَلَيْهِ ٱلسَّلَامُ) emphasizes the importance of helping others in times of need and taking advantage of opportunities to do good. The key phrase in this Hadith is

اِغْتَنِمْ مَنِ اسْتَقْرَضَكَ في حالِ غِناكَ لِيَجْعَلَ قَضاءَهُ في يَوْمِ عُسْرَتِكَ

which translates to

Take benefit from the one who takes a loan from you in your time of prosperity so that you may take its repayment in your time of hardship.

Let us delve into the deeper meaning of this Hadith by exploring its key words and their implications. The word (itnem) "اِغْتَنِمْ" means to seize an opportunity or to take advantage of a situation. It implies the importance of recognizing and utilizing beneficial circumstances that come our way. The word (istagraḍaka) "اِسْتَقْرَضَكَ" refers to someone who borrows from you, seeking financial assistance. This word highlights the act of lending money or resources to others.

Imam Ali (عَلَيْهِ ٱلسَّلَامُ) advises us to help those who seek our assistance when we are in a state of prosperity. By lending to them, we not only fulfill their needs but also establish a bond of trust and goodwill. This act of kindness and generosity strengthens the fabric of our society and promotes unity among Muslims.

To further understand the significance of this Hadith, let us turn to the Quran for guidance. In Surah Al-Baqarah, Allah (سُبْحَانَهُ وَتَعَالَىٰ) says, (Quran 2:245)

Who is it that would loan Allah a goodly loan so He may multiply it for him many times over? And it is Allah who withholds and grants abundance, and to Him you will be returned.

This verse highlights the concept of lending to Allah by helping those in need. Allah promises to multiply the reward for such acts of charity, both in this world and in the Hereafter.

Additionally, in Surah Al-Hadid, Allah (سُبْحَانَهُ وَتَعَالَىٰ) states, (Quran 73:20)

And whatever good you put forward for yourselves - you will find it with Allah. It is better and greater in reward.

This verse emphasizes the everlasting reward that awaits those who engage in acts of kindness and generosity.

Imam Ali's (عَلَيْهِ ٱلسَّلَامُ) advice in this Hadith encourages us to be proactive in helping others during times of prosperity. By doing so, we not only fulfill our duty as Muslims but also establish a support system that can benefit us in times of hardship. When we extend a helping hand to those in need, we create a network of goodwill and trust that can be relied upon when we ourselves are facing difficulties.

For example, imagine a person who is financially stable and has the means to lend money to a friend in need. By providing assistance during their friend's time of hardship, they not only alleviate their friend's burden but also strengthen their bond of friendship. In the future, if this person faces a similar situation, their friend may reciprocate the favor and help them in their time of need. This Hadith teaches us the importance of building strong relationships based on mutual support and compassion.

Furthermore, this Hadith serves as a reminder of the transient nature of life. Our circumstances can change rapidly, and we may find ourselves in need of assistance when we least expect it. By helping others in their time of need, we create a positive cycle of support and unity within the Muslim community. This act of selflessness not only benefits the individuals involved but also contributes to the overall well-being of society.

In conclusion, the Hadith of Imam Ali (عَلَيْهِ ٱلسَّلَامُ) urges us to take advantage of opportunities to help others during times of prosperity. By lending a helping hand to those in need, we establish bonds of trust and goodwill that can be relied upon in times of hardship. This Hadith aligns with the teachings of the Quran, which emphasize the importance of charity and the reward that awaits those who engage in acts of kindness. As Muslims, it is our duty to support and uplift one another, creating a society based on compassion, unity, and mutual assistance. May Allah (سُبْحَانَهُ وَتَعَالَىٰ) guide us to follow the teachings of Imam Ali (عَلَيْهِ ٱلسَّلَامُ) and grant us the ability to help others in their time of need.

. : . (Readers are advised to verify the sources mentioned above, and to independently research for an accurate understanding of Hadith. Remember, personal research and seeking guidance from scholars are essential in gaining a better insight. Please, do contact us if you find any wrong citations or explanations.)

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